11 Ways To Get Money In A Hurry To Pay Big Bills That Are Due Right Now
Learn the good skills to get fast cash that work for you and your family
When money gets tight, people get stressed because they don’t know how they will pay their expenses. This stress can build up over time and ruin relationships.
How do you and your partner manage difficult financial situations? Well, hopefully you are both on the same page when it comes to spending and saving. If not, you should probably start that process.
There may come a time when you are faced when a sudden problem or difficult situation that requires a lot of money or that results in the cutting off of income. Imagine the impact of layoffs in your community or your own family.
Now is the time to start learning better ways of managing your finances. Another recession is right around the corner so you need to be prepared for the worst. Don’t wait until the last minute to make the changes that you needed to make months ago.
Before I start on my list of suggestions on getting extra cash lightning fast, make sure you and your partner are not over-extended financially. Cut unnecessary expenses right away. Save a lot more than you think you can. Put your financial house in order so that, hopefully, you will not need to find ways to get extra cash as soon as humanly possible.
Here are some of my ideas for obtaining extra money when you need it in a matter of days or even hours. Sometimes people really, really need cash right now, this second, for gasoline to get to work the next day.
- Bank accounts. If you have extra cash in your checking or savings accounts, which I hope you do, make sure you access that amount first before borrowing from others. Do a budget to see which income is coming in and which bills take priority. It takes discipline to cut out unnecessary spending that is wasteful.
- Family. Some family members are happy to help, and some may not be able to help but might have other suggestions for you. Don’t take it personal or react poorly if the answer is in the negative. Some people might say no at first but then will think about how to say yes. Always be polite and considerate regardless of the answer.
- Selling things. Do you own anything? Well, you can always list your items on Craigslist and make extra cash. Think of all the things that have value in your home and whether you can do without them. You will be surprised at how much extra space you have after you sell stuff.
- Recycling. This is a long-term task, but it still works for a little extra cash on the side. Make sure you have space for this and clean out your cans and bottles so they don’t attract animals or bugs.
- Coins. Everyone has coins around the house. Gather them up and you have enough for at least one gallon of gas, if not more. You can also redeem them at a machine in exchange for something else of value.
- Gift cards. There are probably five or more gift cards in your house that have value on them. Don’t let them go to waste. Find them and use them. Hopefully some of them have cash value that you can use at stores.
- Garage sales/yard sales. People do this all the time for good reason. It is incredibly easy and you can do it many times, within reason of course.
- Rich friends. If you have rich friends who like you, they might be willing to help. I have never tried this but it doesn’t hurt to ask. If they can’t help with money, maybe they have a job available.
- Loans. Some banks can give you loans based on your work history or credit status. You may want to seek financial guidance on this because of all of the implications of a loan, like interest and penalties.
- Refunds with receipts. Always keep your receipts. If you don’t like something, you might be able to return it for cash or store credit.
- Offer your skills. Lastly, if you have skills, like babysitting, auto repair, plumbing, or electric repair, tell your friends and family about your skills. I promise you that there are at least a million households around the world who need an affordable person to fix or repair something in their home.
These are just a few ideas I have to share. Remember to think about the long-term consequences that these choices can have on your budget, and see if a financial adviser as appropriate.
The best advice you can get is to keep your expenses low and your income high, or some variation of that. Don’t venture into risky assets in an attempt to get higher yield. Don’t buy a house or car you can’t afford. Keep budgeting and saving money so you can survive the next recession or round of layoffs.